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Welcome to Karen Munger Insurance Services

I am a certified health and life agent. I am known throughout the Central Valley for my personalized service to individual, small groups and Medicare clients.

I offer a large variety of insurance options including life and health, Medicare supplemental, Medicare prescription plans, long-term care and final expenses.

As an independent agent, I have an advantage over large competitors in that I offer one-on-one services, and I will personally help you choose the plan that fits your individual needs.

My service will not stop after enrollment. I will continue to be your ”advocate” for all your future needs. Please take a moment to read some of our customer testimonials below.


Karen has been our health insurance advisor/agent for almost ten years ever since she was recommended to us by a close friend. She is very helpful and does a thorough job of researching the right health insurance policies to meet our needs. As seniors, her help is invaluable. She patiently presents the choices we recommended her to our friends.

                                                                           - Margaret & Richard Harke

I feel save and well-protected having Karen Munger as my health care plan professional. The Medicare supplement I have is working well. Karen is professional, knowledgeable and about all the choices. She explains all I need to know to make an informed decision about which plan will be best for my needs. I have nothing to worry about with Karen on my side.

We appreciate everything,
Pam Lurz

Karen is an amazing advocate for insurance customers mainly because she is diligent in staying on top of all the most current insurance company plans, prices, benefits and exclusions. She takes the time to get to know you, and matches your needs to a variety of providers available in the area. She backs up her recommendations with answers to all your questions and written proof of coverage with actual documentation from the carrier because Karen does her job upfront for you and will also make herself readily available should questions or service issues arise after enrollment Competent, kind, knowledgeable, ethical, and always available – 5 STARS INDEED!


Karen Munger

 License# 0D73967

Karen Munger Insurance Services

4142 S. Demaree St., Suite A

Visalia, CA 93277

Phone: 559-737-9660

Fax: 559-553-4755